Small Business
Small Business Owners know running a business requires attention to detail in every aspect of their operations. Add certified advisors to your team today!
Our Small Business Suite of Products
Organization Account
An investing account tailored to the unique needs of businesses, organizations, and family wealth.
When you open an Organization Account, you can receive the benefits of wealth management—choice, value, advice, transparency—with the added convenience of managing your personal and organization investments in one place.
ABW will partner with you to use this brokerage account to build a portfolio that meets the unique investing needs of your organization, from investing business revenue to managing endowments to preserving family wealth.
ABW believes revenue should not only be earned from your organization's operations. Turn this brokerage account into an additional revenue stream.
Individual 401 (K)
If you're self-employed or run an owner-only business, you can make substantial contributions toward your retirement with an Individual 401(k) plan. It’s easy to administer and has many of the same benefits as a traditional 401(k). Best of all, you direct how your contributions are invested.
With this account, you’ll also get:
- Higher potential contribution limits than SEP-IRA and profit-sharing plans
- Ability to make profit-sharing contributions and salary deferrals Tax-deductible contributions and tax-deferred earnings
- Flexible annual contributions
- Retirement planning tools and resources
- 24/7 service and support
SEP-IRA
A Simplified Employee Pension Plan (SEP-IRA) is one of the easiest small business retirement plans to set up and maintain. You can make sizable contributions for yourself and any eligible employees. There's little administration, and tax filing isn't required. And you can vary contributions from year to year—or even skip a year.
With this account, you’ll also get:
- Tax-deductible contributions that vest immediately
- Tax-deferred earnings
- Flexible annual contributions
- High contributions for you
- A way to contribute to qualified employees’ accounts
- Retirement planning tools and resources
- 24/7 service and support
Simple IRA
A Savings Investment Match Plan for Employees (SIMPLE IRA) is an easy and low-cost way to set up a retirement program for self-employed individuals and small businesses with 100 or fewer employees. Eligible employees can fund their own SIMPLE IRA accounts through regular salary deferrals and Employers make additional contributions.
With this account, you'll also get:
- A way to contribute to your own retirement easily and regularly, and help your employees contribute to theirs
- A low-cost plan funded mainly by employees
- Business expense deductions for employee contributions
- Easy administration with no tax filing
- Retirement planning tools and resources
- 24/7 service and support.
Business 401 (K) Plan
ABW makes it easy to get a retirement plan that's individually designed for your business, regardless of its size. With a 401(k) plan, employees can typically make larger salary deferrals than with other retirement plans, and your business gets tax benefits.
Features of this Plan:
- A customizable plan
- Business tax advantages
- Higher employee contributions than other plans offer
- Optional employer-matched contributions
- Tax-advantaged growth
Company Retirement Account
If you already have an established customized retirement plan, a Company Retirement Account (CRA) might be right for you. A CRA (also known as a "pension trust") holds your plan’s assets, gives you expanded investment options, and lets you access ABW’s retirement planning tools, research, and resources.
With this account, you can also get:
- A full range of investment options
- Flexibility to invest the plan’s assets in a single account, or establish a separate account for each plan participant for self-directed investments
- Professional-level proprietary and third-party research and tools
- Expert perspective on today's markets
- 24/7 service and support
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